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Written by Brian Poncelet Beneficiaries: Who is the life insurance for? The beneficiary is whoever is named (designated) under the policy to receive the insurance money on your death. Do you want to name a beneficiary (e.g., spouse), or leave the money to your estate or to a trust? If the money is left to your

Written by Brian Poncelet Borrowing from RRSP. On the off chance that you require cash, obtaining from your RRSP isn’t the appropriate response. In the event that somebody proposes for you do that, it is essential that you put forth some critical inquiries. To start with, how does this cash get paid back and under what

Post credits to Cary List from https://www.investmentexecutive.com/ Canadians are confused — and rightfully so. Anybody licensed to sell any financial product or offer any form of advice that’s related to finances is a “financial advisor.” A vast range of individuals, many of who possess wildly different knowledge, skills and abilities — and in many cases

Post credits to Kate Davidson and Jon Hilsenrath from https://www.wsj.com/ A stark pickup in government spending, particularly in defense, has helped fuel a broad acceleration in U.S. economic growth in the past year and a half, according to a Wall Street Journal analysis of Commerce Department data. The U.S. economy has expanded at a 2.9%

Post credits to Kelley Holland from https://www.cnbc.com/ For years, financial advisors have relied on a simple rule of thumb to guide people planning for retirement: withdraw 4 percent a year, and you have excellent odds of having enough money for 30 golden years. But with the era of low interest rates nearing its nine-year anniversary, that